What is the promotion offer?

The promotion offers a £20 bonus for eligible customers who deposit £100 into a Chip investment account and use the promo code BONUS20.
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How do I qualify for the £20?

To qualify, deposit at least £100 into a Chip General Investment Account (GIA) or Stocks & Shares ISA, enter the promo code BONUS20, and meet the eligibility criteria.
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When does this promotion start and end?

The promotion starts on 20 November 2024 and ends at 23:59 on 5 December 2024.
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Where will the £20 bonus be paid?

The bonus will be paid into your Chip Instant Access Account on 9 January 2025.
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Who is eligible for this promotion?

You are eligible if you either have never opened a Chip investment account (General Investment Account (GIA) or a Stocks & Shares ISA), or if your balance in these accounts is £0 as of 20 November 2024. Additionally, you must have an active Chip Instant Access Account with a balance of at least £0.01.
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Do I need to be an existing Chip customer to participate?

You need to be an active Chip customer with an open Chip Instant Access Account to qualify for the bonus.
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How do I get started if I don’t have a Chip investment account?

Open a Chip investment account (either a GIA, a Stocks & Shares ISA, or both), deposit at least £100, and enter the promo code BONUS20 in your Profile tab (look for ‘Promos & Referrals’) between 20 November and 23:59 5 December 2024.
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I already have a Chip investment account; can I still qualify?

Yes, but only if your investment account balance was £0 as of 20 November 2024, you can qualify by depositing £100 or more and entering the promo code BONUS20.
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Can I split the £100 deposit across my General Investment Account (GIA) and Stocks & Shares ISA?

Yes, you can deposit £100 in any fund or spread it across both your GIA and Stocks & Shares ISA.
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What happens if my deposit takes a few days to process?

As long as the deposit is made by the 5 December 2024 deadline, it should qualify. Note that investment deposits may take a few days to appear in your account.
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How many £20 bonuses can I earn through this promotion?

There is a maximum of one £20 bonus per customer.
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Does the £20 bonus count towards my balance for earning interest?

No, any bonus payment from Chip does not count towards your Chip Instant Access Account balance for the purpose of calculating interest (i.e. it doesn’t compound).
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How long will it take for the bonus to appear in my Chip Instant Access Account?

The bonus should be paid on 9 January 2025. Please note, it can take up to 5 working days to reach your linked bank account if you withdraw it, and will only be withdrawn after you withdraw your entire balance.
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What happens if I forget to enter the promo code BONUS20?

The promo code BONUS20 is essential to qualify for the bonus. If you forget to enter it before 23:59 on 5 December, you will not receive the £20 bonus.
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Is there a minimum balance required in my Chip Instant Access Account?

Yes, you need to have more than £0.01 in your Chip Instant Access Account to be eligible for the bonus.
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Can I enter the promo code after making the deposit?

The promo code BONUS20 must be entered during the promotion period and before the deposit deadline of 5 December 2024.
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How will I know if I have received the bonus?

You can check your Chip Instant Access Account balance after 9 January 2025 to confirm receipt of the £20 bonus.