Rate Boost Promotion Terms & Conditions
Cash ISA +0.27% Rate Boost - January 2025
Sign up to Chip with your unique promo code and you could be eligible for a boosted rate on top of your existing Chip Cash ISA Account (“Boosted Rate Promotion”).
Find the Cash ISA Promo FAQs here.
Offer at a glance
1. Sign up to Chip;
2. Enter the rate boost promo code: ISABOOST and click 'Submit';
3. Open a Chip Cash ISA and deposit at least £1 within 7 days;
4. You will get a boosted rate of 0.27% AER on top of your Chip Cash ISA account. Find out more here what tracker rates are and how they work at Chip: www.getchip.uk/the-blog/tracker-rates-and-the-bank-of-england-base-rate-explained
Eligibility Criteria (who you need to be)
You must be a new Chip customer. A new customer is defined as someone who has never previously held a Chip account.
You must have a minimum of £1 in your Chip Cash ISA account.
You have 7 days from the date you download the Chip app to enter the promo code.
You must be on at least version 4.56.0 of the Chip app.
How to Qualify
Download Chip and setup your new account
Head to the Profile > Promos & Referrals > Enter a code section of the app
Enter the Cash ISA rate boost promo code ISABOOST. You have 7 days to enter the code after downloading the app.
Open a Chip Cash ISA account and deposit at least £1
Boosted rate is automatically applied to your Chip Cash ISA account when you meet the eligibility criteria for a duration of 365 days.
How and when you'll be rewarded
The 0.27% AER boost would be applied on top of your existing Chip Cash ISA account AER interest rate for 365 days when you have met all the above eligibility requirements. In the event that the underlying Chip Cash ISA account AER interest rate changes, your total rate will also change accordingly.
The boosted rate will be applied on the balance you hold in the Chip Cash ISA account each day.
The interest earned from your boosted rate is paid monthly as part of your regular monthly interest payment (4th business day).
When your boosted rate expires it will return to the existing Chip Cash ISA account basic interest rate.
If Chip has grounds to suspect any user, or associated third party of abusing the promotion in any capacity, Chip reserves the right (in its sole discretion) to disqualify any person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to pay any bonus.
General
With all Chip promotion campaigns, you must be over 18 years old and be a resident of the United Kingdom, in order to participate.
Any Chip promotion is also subject to the eligibility requirements of a Chip account, which can be found in Section 4 of our Terms of Use.
If Chip has grounds to suspect any entrant or third party of gaming, deception or fraudulent or unreasonable conduct of any kind (including, without limitation, manipulating promo codes) or if Chip believes the promotion is being abused in any way, Chip reserves the right (in its sole discretion) to disqualify any promo code or person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to apply any promotion.
Chip reserves the right to modify or terminate the Boosted Rate Promotion at any time without notice.
This promotion cannot be used in conjunction with any other promotional or referral offers.