Join 400,000+ members
400,000 people can’t be wrong
Join the members already using Chip to build real wealth – with savings, investing and pensions all in one place.
When investing your capital is at risk. 18+ UK tax residents & App Only.
Meet Chip
While most personal finance apps add to the noise, Chip was built to cut through it.
Since 2017, the app has helped hundreds of thousands of people grow their wealth through saving and investing.
Today, Chip manages over £4.5bn in assets, has been voted Best Personal Finance App at the British Bank Awards (four times), and is backed by more than 30,000 Crowdcube investors.
Start building today.
Eligible deposits are protected under the Financial Services Compensation Scheme up to £120,000.
Designed for
modern wealth building
Your wealth, all in one view
See how your money is growing at a glance, without the clutter of multiple apps, accounts or platforms.
Wealth building, on autopilot
Set up recurring deposits and autosaves, so building wealth becomes part of your routine – not another thing on your to-do list.
Charges may apply.
Charges may apply.
Turn goals into progress
Whether you’re saving for a house, a big trip or long-term financial freedom, Chip helps you stay moving towards what matters.
Find the right home
for your money
Explore a range of savings and investment accounts designed for different goals, timelines and ambitions.
Individual T&Cs and eligibility criteria apply for each of these accounts. Charges may apply for certain app features and products.
Tax treatment depends on individual circumstances and may be subject to change in the future. With investments, your capital is at risk.
Getting started
takes minutes
To become a Chip member, simply follow the steps below.
18+ UK resident & App only.
Wealth building, with peace of mind
Trusted by over 400,000 people.
FSCS Protected
The Chip Cash ISA, Chip Instant Access, Easy Access Saver and Chip Prize Savings Account are powered by ClearBank meaning deposits across these accounts and any other accounts held with ClearBank would be eligible for FSCS protection to a total of £120,000, subject to the Scheme’s requirements.
Eligible deposits in the Smart Cash ISA would be eligible for FSCS protection to a total of £120,000 per person, per institution.
Eligible money in Chip investment accounts is protected under the FSCS up to balances of £85,000
Protect yourself with biometrics
Protection for your mobile device with biometric login. As an additional security layer all Chip users need to create a 6-digit PIN to access their app.
Bank-level encryption
Every connection to Chip is secured with bank-grade encryption and built on Open Banking technology – the regulated standard for seamlessly linking accounts.
We’ve got your back
Our systems continuously monitor for suspicious activity, helping keep your account protected from fraudsters.
Help when you need it
Our UK-based customer support team is just a message away, ready to help whenever you need it.
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