Get up to £250 when
you invest
Enjoy a gift card of your choice when you start your investing journey with Chip.
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How to get your gift card
Open an investment account
You can choose either a General Investment Account (GIA) or a Stocks and Shares ISA. If you’ve already opened an investment account with us, but never deposited before, move to the next step.
Deposit £1,000 - £50,000+
You can add money to any investment fund, either from your Chip savings accounts, by bank transfer, debit card, or even via Google / Apple Pay.
Enter the promo code
Head to your Profile tab, look for “Promos and Rewards” and enter the code: INVESTCHIP
Choose your gift card
We’ll send your Gift Card to the email address you use for Chip on 24 April 2025.
You're good to go
Explore our range of funds, and enjoy a simpler way to invest.
Investing is its own reward...
But we thought you deserve a little gift too
We’re here to help you build your wealth for the long term, that means investing as well as saving.
We know opening an investment account can slip down your to-do list, to give you an incentive to start today we’re giving you up to £250 in a gift card of your choice.
Select from John Lewis, Laithwaites and Bloom & Wild.
Invest: £1,000 - £4,999.99
Reward: £10
Invest: £5,000 - £9,999.99
Reward: £50
Invest: £10,000 - £49,999.99
Reward: £100
Invest: £50,000+
Reward: £250
Invest with Chip
It shouldn’t feel like work to put your money to work. It only takes a few minutes to get set up. Then you can automate your investing and sit back with your long term plans sorted.
Invest simply.
We bring you a curated menu of some of the UK’s most popular investment funds.
There’s something for every appetite, but not so many you get overwhelmed by choice.
Invest your way
There’s a choice of a tax-free Stocks & Shares ISA or General Investment Account (GIA).
Choose from multi-asset funds, popular indexes or invest in themes that are important to you.
Invest with experts
Our investment funds are built by the experts at trusted asset managers like BlackRock and Vanguard.
Professionals manage the funds for you and work to get you a good return.
How to enter a promo code
Make sure you enter your promo code before the offer ends...
Go to the ‘Profile’ tab
Once you’re in the Chip app, go to your ‘Profile’ tab (it’s in the bottom right).
Tap on ‘Promos & Referrals’
Select ‘Enter promo code’
Enter INVESTCHIP
We will send your gift card voucher to the email connected to your Chip account on 24 April 2025, terms apply.
How to open an investment account
It’s easy to get started in just a few minutes...
Go to your ‘Invest’ tab
You can find it in the bottom centre of your app.
Choose your investment account
Choose either Stocks & Shares ISA for tax-free investing, or a General Investment Account (GIA), if you’ve already used all your ISA allowance this year.
Select a fund and deposit £1,000 to £50,000+
Tap ‘Add a new investment’ to see the full menu of funds. You can add money from your Chip savings accounts, by bank transfer, debit card, or even via Google / Apple Pay.
The promotion offers a gift card with the value of up to £250 for eligible customers who deposit a minimum of £100 into a Chip investment account for the first time and use the promo code INVESTCHIP.
The value of the gift card is determined by the amount deposited:
- Invest £1000-£4999.99 — £10 Gift Card
- Invest £5000-£7499.99 — £50 Gift Card
- Invest £10,000-£49,999.99 — £100 Gift Card
- Invest £50,000+ — £250 Gift Card
To qualify, deposit at least £1,000 into a Chip General Investment Account (GIA), a Stocks & Shares ISA, or a combination of the two, enter the promo code INVESTCHIP, and meet the eligibility criteria.
The promotion starts on 6 March 2025 and ends at 23:59 on 16 March 2025.
The gift card will be sent to the email linked to your Chip account on 24 April 2025. You can check your linked email address in the ‘Personal Details’ section on the Profile tab in your app.
You need to either have:
- never opened an investment account (either a GIA or a Stocks & Shares ISA) with Chip, OR;
- a total balance of £0 in your investment account(s) (i.e. your GIA and/or Stocks & Shares ISA) as of 6 March 2025.
As well as:
- be an active Chip customer with Chip;
- an open Easy Access Savings Account, and;
- a balance of at least £0.01 in your Easy Access Savings Account.
You need to be an active Chip customer to qualify for the bonus and have an open Easy Access Saver account.
Open a Chip investment account (either a GIA, a Stocks & Shares ISA, or both), deposit at least £1,000, and enter the promo code INVESTCHIP in your profile tab (look for ‘Promos & Referrals’) between 6 March and 23:59 16 March 2025.
Yes, but only if your investment account balance was £0 as of 6 March 2025. You can qualify by depositing £1,000 or more and entering the promo code INVESTCHIP.
Yes, you can deposit £1,000 in any fund or spread it across both GIA and Stocks & Shares ISA accounts.
As long as the deposit is made by 23:59 16 March 2025 deadline, it should qualify. Note that investment deposits may take a few days to appear in your account.
You can earn a maximum of one gift card per customer.
The gift card will be sent on 24 April 2025.
The promo code INVESTCHIP is essential to qualify for the bonus. If you forget to enter it before 23:59 on 16 March 2025, you will not receive the gift card.
Yes, you need to have at least £0.01 in your Chip Easy Access Saver account to be eligible for the gift card.
The promo code INVESTCHIP must be entered during the promotion period and before the deadline of 23:59 16 March 2025, but you can enter the code after you deposit.
You can check your email after 24 April 2025 to confirm receipt of the £10 gift card.
No, funds transferred from an ISA outside of Chip will not count towards the £500 minimum balance required for this promotion. Only new money deposited directly into the investment account qualifies.
Yes, you will be eligible for this promotion even if you are on a New User promotion.
You will receive an email on 24 April 2025 which will include the instructions for redeeming your gift card. You must redeem your gift card within 90 days of this email being sent, otherwise the link will expire. The expiration date of the gift voucher itself will depend on the retailer and the details will be on the gift card.
The email you will receive on 24 April 2025 will allow you to choose between John Lewis, Laithwaites, and Bloom & Wild. You will need to follow the instructions on the email.
Still have questions?
Opening a Chip account takes just a few minutes. No forms, no fuss.
1. Download Chip
Head to the App Store or Google Play Store.
2. Create an account
Enter a few details and pass a quick check.
3. You're good to go!
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