Deposit £10,000 into any Chip ISA: Get a +0.25% AER boost on your Smart cash ISA for 1 year

Sarah from Chip

Hello , We’re kicking off the new tax year with the chance for you to earn a higher rate on your Smart Cash ISA.‍

Deposit

£10,000

Reward

+0.25% AER

This offer is available to:

This promotion is available to all qualifying Chip customers and is open to both new and existing customers.

How to redeem

Open a Smart Cash ISA before 23:59 on 30 April 2026¹.
Initiate a deposit of £10,000 or more into any Chip ISA (Smart Cash ISA, Chip Cash ISA or Stocks & Shares ISA) before 23:59 (British Summer Time) on 30 April 2026².

Receiving Your Reward

If you meet the eligibility criteria and perform the qualifying actions, we’ll automatically apply your rate boost on 1 May 2026.
The boost will last for 365 calendar days (12 months) before reverting to the standard variable tracker rate of 3.75% (as of 6 April 2026). The Smart Cash ISA rate is a Bank of England base rate tracker.
This boost is only paid on your first £20,000 of balance in your Smart Cash ISA.
Smart Cash ISA interest is calculated daily and paid annually.

Terms & Conditions

and

FAQs

Redeem in app

When investing, your capital is at risk.

¹Your Smart Cash ISA is a cash ISA provided by Chip Financial (Investments) Ltd. ISA limits apply. Deposit up to £20k per tax year. Chip does not provide tax advice or financial advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

‍²Offer begins on 6 April 2026 and ends at 23:59 (British Summer Time) on 30 April 2026.