Open an investment account
You can choose either a General Investment Account (GIA) or a Stocks and Shares ISA (or both). If you’ve already opened an investment account with us, but never deposited before, move to the next step.
Deposit £100+
You can add money to any investment fund, either from your Chip savings accounts, by bank transfer or debit card. This deposit must be initiated before 23:59 22 May to be eligible.
Choose between a £30 gift card or £30 cash
We’ll send you an email to select your reward to the email address you use for Chip by 30 June 2025.
You're good to go
You're good to go! Explore our range of funds, and enjoy a simpler way to invest.
Investing is its own reward...
But we think you deserve a little gift too
We’re here to help you build your wealth for the long term, that means investing as well as saving.
We know opening an investment account can slip down your to-do list, to give you an incentive to start today we’re giving you a £30 reward of your choice:
- £30 giftcard; Select from Amazon, John Lewis, Amazon, Laithwaites, and Bloom & Wild.
- £30 cash paid via PayPal.
Invest with Chip
It shouldn’t feel like work to put your money to work. It only takes a few minutes to get set up. Then you can automate your investing and sit back with your long term plans sorted.
Invest simply
Browse our curated menu of some of the UK’s most popular investment funds.
There’s something for every appetite, but not so many you get overwhelmed by choice.
Invest your way
There’s a choice of a tax-free Stocks & Shares ISA or General Investment Account (GIA).
Choose from multi-asset funds, popular indexes or invest in themes that are important to you.
Invest with experts
Our investment funds are built by the experts at trusted asset managers like BlackRock and Vanguard.
Professionals manage the funds for you and work to get you a good return.
How to open an investment account
It’s easy to get started in just a few minutes...
Go to your ‘Invest’ tab
You can find it in the bottom centre of your app.
Choose your investment account
Choose between a Stocks & Shares ISA for tax-free investing, or a General Investment Account (GIA), if you’ve already used all your ISA allowance this year (you can also open both, if you want).
Tap ‘Add a new investment’ to see the full menu of funds. You can add money from your Chip savings accounts, by bank transfer or debit card.
Chip does not provide tax or financial advice. Tax treatment depends on individual circumstances and may be subject to change in the future.
GIA proceeds are potentially taxable, subject to any annual exemption that may apply
Still have questions?
Take a look at the full promotion Terms & Conditions or FAQs below
Opening a Chip account takes just a few minutes. No forms, no fuss.
1. Download Chip
Head to the App Store or Google Play Store.
2. Create an account
Enter a few details and pass a quick check.
3. You're good to go!
Choose from our range of finance products.
