Chip - Automatic savings Chip Financial Ltd

This is how it works

Connect Chip to your current account.

Give Chip read-only access to your current account (your details are protected using 256-bit bank-grade encryption).

Chip works with Barclays, HSBC, Santander, Lloyds, NatWest, Nationwide, RBS, TSB, Halifax, First Direct, Co-operative Bank and Metro Bank accounts.

Save automatically and hit your goals without even trying.

Chip's AI-powered algorithm calculates how much you can afford to save, and puts it away for you automatically.

Get out of your overdraft.

You can save even when you're overdrawn, making it easier to build up savings and use them to pay off your overdraft all in one go.


Chip works with fully regulated partners to provide Barclays E-Wallet accounts.

256-bit bank grade encryption

Data is protected by bank-grade security, and we never store any of your information.

Your Chip savings account

The money Chip saves for you is held in an instant-access account in your name at Barclays.

Live Chat customer support

Chat with us 8am-5pm, Monday to Friday. Questions answered; problems solved.

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