Make it happen.

Feel good about your money, automatically.

Make |

Join the 100,000+ who are making their goals happen.
We automatically put away millions every week.
Sign up and start squirrelling away your money today.

Automatically stash your cash 💸

Chip is an AI powered money app that calculates what you can afford to put away and stashes money away automatically.

Build up a pot without feeling it

We’ve analysed more than 160 million transactions to build a clever AI that can keep you stashing your cash, without affecting your day-to-day spending.

Feel good about your money

Whether you’re spending big, times are tight, or even if you’re in your overdraft, we can help you put away some money.


Achieve your goals 🏋

Make your goals happen. Get out of your overdraft. Go on the trip of a lifetime. Put down a deposit on a home.

Whatever you want to do, Chip will help you achieve it.

Make it happen

You can track your progress towards your goals in the app. When the time comes to make your goals happen, you can move your money into your bank account on the same day.

Instant access

You can withdraw your money from Chip whenever you want, but we’ll give you lots of encouragement to hit your goals.


Simple and secure setup 🔒

It only takes a few minutes to create your Chip account and connect it to your bank.

Connect with all major banks

Chip securely connects with Barclays, HSBC, Santander, Lloyds, NatWest, Nationwide, RBS, TSB, Halifax, First Direct, Co-operative Bank and Metro Bank accounts.

Bank grade security

Your data is protected by bank-grade 128+ bit encryption. Read more about how Chip works.


As well as the automatic saves, I also occasionally put the odd fiver away too, and after 10 weeks had £300! - Stacey

London Evening Standard

Prepaid Financial Services is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference number 900036, for the issuance of electronic money and provision of payment services.
Registered Office: Fifth Floor, Langham House, 302-308 Regent Street, London, W1B 3AT.
Company Registration number: 06337638.
Chip is a trading name of Chip Financial Limited. Chip is an agent of Prepaid Financial Services Limited.

We are also an appointed representative of Resolution Compliance Limited for peer-to-peer and debt counselling activities only.
Resolution Compliance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 574048) and is registered at 12-16 Addiscombe Road, Croydon, CR0 0XT, UK.
Come say 👋 at our office 232 Shoreditch Highstreet, London E1 6PJ