Automatic saving 💸
Chip is an AI powered saving app that calculates what you can afford to save and stashes money away automatically.
Save without feeling it
We’ve analysed more than 160 million transactions to build a clever AI that can keep you saving, without affecting your day-to-day spending.
Feel good about your money
Whether you’re spending big, times are tight, or even if you’re in your overdraft, we can help you save up some money.
Earn a 5% bonus
Get a 1% bonus for referring friends. Just recommend a friend to use Chip and you'll both get a 1% bonus, once they start saving.
Achieve your goals 🏋
Make your goals happen. Get out of your overdraft. Go on the trip of a lifetime. Put down a deposit on a home.
Whatever you want to do, Chip will help you achieve it.
Make it happen
You can track your progress towards your goals in the app. When the time comes to make your goals happen, you can move your money into your bank account on the same day.
You can withdraw your money from Chip whenever you want, but we’ll give you lots of encouragement to hit your goals.
Simple and secure setup 🔒
It only takes a few minutes to create your Chip account and connect it to your bank.
Connect with all major banks
Chip securely connects with Barclays, HSBC, Santander, Lloyds, NatWest, Nationwide, RBS, TSB, Halifax, First Direct, Co-operative Bank and Metro Bank accounts.
Bank grade security
Your data is protected by bank-grade 128+ bit encryption. Read more about how Chip works.