Chip offers various savings accounts all in one app. Competitive rates, monthly prizes, award-winning AI to help build your wealth, tax-free interest. We’re doing savings differently.

No withdrawal fees

Deposit or withdraw from our accounts without fees, penalties or reduction in your interest rate.

FSCS covered

All eligible deposits are protected under FSCS up to £85,000.

Award-winning savings tools

Saving tools such as recurring saves helps you achieve your savings goals all in one app.

Chip offers a range of savings accounts including;
- Chip Instant Access Account
- Chip Prize Savings Account
- Our new Chip Cash ISA.

You can build your wealth all in one savings app.

Chip is an app available to download for free on Apple and Android devices. You can get started with depositing and building your savings in minutes.

Chip is an app that helps build your savings without you lifting a finger. Our award-winning auto-saving technology, as well as our recurring saves features, helps you grow your wealth and meet your savings goals.

Using artificial intelligence, Chip can calculate how much you can save each month, letting you sit back whilst our app automatically builds your savings.

Recurring saves lets you choose the amount, day of the week and the savings account you want to deposit money into. Charges may apply.

Whether you’re saving up for a rainy day fund, a house deposit or for your next holiday, create the right savings goal for you. All in one app.

You can create multiple savings goals within the app, set-up how you want to allocate your funds from your Chip savings accounts and see how far away you are from achieving your goals.

With Chip, you can be confident that you have a savings app that’s here to help you achieve your financial goals. Calculate your savings interest earned.