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Our savings accountsView all
Smart Cash ISA
Our brand-new flexible cash ISA.
Prize Savings Account
Savings account with a monthly prize draw.
Instant Access
Highly competitive rates without withdrawal restrictions.
Easy Access
Easy access with instant deposits and withdrawals.
Cash ISA
Build your wealth with tax-free interest.
Our Smart Cash ISA
T&Cs apply, 18+ UK tax resident & app only.
Getting started
How saving with Chip works
How we protect your money
Cash ISA transfers
Investing
our Investing accountsView all
Stocks & Shares ISA
A popular and tax-efficient way to invest.
SIPP
Take control of your pension with flexible investing.
Invest in funds
Funds from the world’s largest asset managers.
All our investment funds
See the funds offered with Chip.
Stocks & Shares ISA
With investments, your capital is at risk
Our Investment FundsView all
S&P 500
Vanguard S&P 500 UCITS ETF USD Acc
Physical gold
Invesco Physical Gold ETC USD
Space innovators
VanEck Space Innovators UCITS ETF A USD Acc
FTSE 100
Vanguard FTSE 100 Index Unit Trust GBP Acc
Other funds
Other funds
FTSE All-world
HSBC FTSE All-World Index Fund Accumulation C GBP
Semiconductor Fund
Invesco Physical Silver ETC USD
S&P 500 Tech
Vanguard S&P 500 UCITS ETF USD Acc
AI Fund
WisdomTree Artificial Intelligence UCITS ETF USD Acc
NASDAQ 100
iShares NASDAQ 100 UCITS ETF USD Acc
MSCI World
iShares Core MSCI World UCITS ETF USD Acc
China Fund
HSBC MSCI China UCITS ETF USD Acc
When investing, your capital is at risk.
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Financial Tools
Calculators and planning tools
Interest rates calculator
Capital gains tax calculator
Savings goal calculator
ROI calculator
Stocks & Shares ISA calculator
Investment Guides
Learn about investing
Interest rates calculator
Capital gains tax calculator
Savings goal calculator
ROI calculator
Stocks & Shares ISA calculator
Savings Guides
Maximize your savings
Interest rates calculator
Capital gains tax calculator
Savings goal calculator
ROI calculator
Stocks & Shares ISA calculator
Savings Guides
Maximize your savings
What is a pension?
What is a private pension?
Pension contributions
Pension funds
When can I retire?
Pension tax-free lump sum
Financial Tools
Calculators and planning tools
Investment Guides
Learn about investing
Savings Guides
Maximise your savings
Pensions Guides
Learn about pensions
Featured insights
The what's of investingThe biggest companies by market cap
The 'What's' of investing
What are ETFs?
What is diversification?
What is asset allocation?
What is pound cost averaging?
What are stocks?
What investment strategies are there?
The biggest companies by market cap
Biggest companies in the world
Biggest companies in the UK
Biggest companies in Europe
Biggest companies in China
Biggest companies in Japan
Biggest companies in the USA
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Help center
About chip
Our membership plansBlogNewsroomCareers
Need help?
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Download app
Our savings accountsView all
Smart Cash ISA
Our brand-new flexible cash ISA.
Prize Savings Account
Savings account with a monthly prize draw.
Instant Access
Highly competitive rates without withdrawal restrictions.
Easy Access
Easy access with instant deposits and withdrawals.
Cash ISA
Build your wealth with tax-free interest.
Getting started
How saving with Chip works
How we protect your money
Cash ISA transfers
Our brand new Smart Cash ISA
Make the most of your £20,000 ISA allowance and earn interest tax-free1
Learn more
T&Cs apply, 18+ UK tax resident & app only.
The Smart Cash ISA is provided by Chip Financial (Investments) Ltd. ISA limits apply. Deposit up to £20k this tax year.

1Chip does not provide tax advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

Other Funds 2

x
FTSE All-world
HSBC FTSE All-World Index Fund Accumulation C GBP
Semiconductor Fund
Invesco Physical Silver ETC USD
S&P 500 Tech
Vanguard S&P 500 UCITS ETF USD Acc
AI Fund
WisdomTree Artificial Intelligence UCITS ETF USD Acc
NASDAQ 100
iShares NASDAQ 100 UCITS ETF USD Acc
MSCI World
iShares Core MSCI World UCITS ETF USD Acc
China Fund
HSBC MSCI China UCITS ETF USD Acc
our Investing accountsView all
Stocks & Shares ISA
A popular and tax-efficient way to invest.
SIPP
Take control of your pension with flexible investing.
Invest in funds
Funds from the world’s largest asset managers.
All our investment funds
See the funds offered with Chip.
Our Investment FundsView all
S&P 500
Vanguard S&P 500 UCITS ETF USD Acc
Physical gold
Invesco Physical Gold ETC USD
Space innovators
VanEck Space Innovators UCITS ETF A USD Acc
FTSE 100
Vanguard FTSE 100 Index Unit Trust GBP Acc
Other funds
Other funds
FTSE All-world
HSBC FTSE All-World Index Fund Accumulation C GBP
Semiconductor Fund
Invesco Physical Silver ETC USD
S&P 500 Tech
Vanguard S&P 500 UCITS ETF USD Acc
AI Fund
WisdomTree Artificial Intelligence UCITS ETF USD Acc
NASDAQ 100
iShares NASDAQ 100 UCITS ETF USD Acc
MSCI World
iShares Core MSCI World UCITS ETF USD Acc
China Fund
HSBC MSCI China UCITS ETF USD Acc
When investing, your capital is at risk.
Invest with a Stocks and Shares ISA.
Make the most of your £20,000 ISA allowance and keep all of your returns1.
Learn more
With investments, you capital is at risk.
Seccl Custody Limited is the ISA Manager for the Chip Stocks & Shares ISA. Fund management charges apply. ISA limits apply. Invest £20k per tax year.

1Chip does not provide tax advice. Tax treatment depends on individual circumstances and may be subject to change in the future.
Register your interest for a Chip Pension.
The Self-Invested Personal Pension (SIPP) that knows when you want to retire. With LifePath funds managed by BlackRock. Built around you.
Learn more
With investments, you capital is at risk.
The Chip Personal Pension is provided by Chip Financial (Investments) Ltd.

‍ When you pay into a personal pension, your money is usually invested in stocks and shares. The value of these investments can rise or fall, so you might get back less than you put in. Returns aren’t guaranteed.

Pension tax rules may also change in the future, and any tax benefits you receive will depend on your individual circumstances.

Other Funds

x
FTSE All-world
HSBC FTSE All-World Index Fund Accumulation C GBP
Semiconductor Fund
Invesco Physical Silver ETC USD
S&P 500 Tech
Vanguard S&P 500 UCITS ETF USD Acc
AI Fund
WisdomTree Artificial Intelligence UCITS ETF USD Acc
NASDAQ 100
iShares NASDAQ 100 UCITS ETF USD Acc
MSCI World
iShares Core MSCI World UCITS ETF USD Acc
China Fund
HSBC MSCI China UCITS ETF USD Acc
Explore
Financial Tools
Calculators and planning tools
Interest rates calculator
Capital gains tax calculator
Savings goal calculator
ROI calculator
Stocks & Shares ISA calculator
Investment Guides
Learn about investing
Interest rates calculator
Capital gains tax calculator
Savings goal calculator
ROI calculator
Stocks & Shares ISA calculator
Savings Guides
Maximize your savings
Interest rates calculator
Capital gains tax calculator
Savings goal calculator
ROI calculator
Stocks & Shares ISA calculator
Savings Guides
Maximize your savings
What is a pension?
What is a private pension?
Pension contributions
Pension funds
When can I retire?
Pension tax-free lump sum
Financial Tools
Calculators and planning tools
Investment Guides
Learn about investing
Savings Guides
Maximise your savings
Pensions Guides
Learn about pensions
Featured insights
The what's of investingThe biggest companies by market cap
The 'What's' of investing
What are ETFs?
What is diversification?
What is asset allocation?
What is pound cost averaging?
What are stocks?
What investment strategies are there?
The biggest companies by market cap
Biggest companies in the world
Biggest companies in the UK
Biggest companies in Europe
Biggest companies in China
Biggest companies in Japan
Biggest companies in the USA
Learn about investing
Chip Investing Guides
Build your knowledge with our library of resources. Search our guides to understand the fundamentals of investing.
Learn more
When investing,
your capital is at risk.

Financial Tools

x
Interest rates calculator
Capital gains tax calculator
Savings goal calculator
ROI calculator
Stocks & Shares ISA calculator

investment guides

x
Investing basics
Investment types & asset classes
Investment fees & costs
Portfolio management
Types of investment accounts
All our investment guides

savings guides

x
What is a pension?
What is a private pension?
Pension contributions
Pension funds
When can I retire?
Pension tax-free lump sum

Pensions Guides

x
What is a pension?
What is a private pension?
Pension contributions
Pension funds
When can I retire?
Pension tax-free lump sum

The 'What's' of investing

x
What are ETFs?
What is diversification?
What is asset allocation?
What is pound cost averaging?
What are stocks?
What investment strategies are there?

The biggest companies by market cap

x
Biggest companies in the world
Biggest companies in the UK
Biggest companies in Europe
Biggest companies in China
Biggest companies in Japan
Biggest companies in the USA

The biggest companies by market cap

x
Biggest companies in the world
Biggest companies in the UK
Biggest companies in Europe
Biggest companies in China
Biggest companies in Japan
Biggest companies in the USA
Explore
Fraud Protection
Keep your account secure
Change Bank Account
Update your linked account
How to connect your card
Link your card in minutes
How we use open banking
How we use your data securely
Support & reasonable adjustments
Support tailored to your needs
Further support
More ways to get support
Further support
More ways to get support
Contact us
Help center
About chip
Our membership plansBlogNewsroomCareers
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Chip Financial LTD

Registered office:
Sixth Floor
Fora Montacute Yards
1‍86 Shoreditch High Street
London
E1 6HU
‍
Note that Chip is not a bank, meaning that we do not have physical branches, issue debit bank cards nor are you able to access your Chip money via ATMs. Chip does not provide financial advice and our services are only available via the Chip app.
‍
hello@getchip.uk
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© Chip Financial Ltd - Registered Company in England and Wales #10113174
© Chip Financial (Investments) Ltd - Registered Company in England and Wales #15161994
Privacy NoticeTerms of UseCookies PolicyCookie PreferencesFSCS information
Chip is the trading name of both Chip Financial Ltd and Chip Financial (Investments) Ltd.

Chip Financial Ltd is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulation 2017 for the provision of payment services (Firm Reference Number: 911255). Your savings deposits held in the Prize Savings Account, Chip Instant Access Account, Chip Easy Access Account and Chip Cash ISA are powered by ClearBank and are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility.
Chip Financial (Investments) Ltd is authorised and regulated by the Financial Conduct Authority as a MiFID investment firm (Firm Reference Number: 1005114). Chip Financial (Investments) Ltd offers the Smart Cash ISA, General Investment Accounts, the Stocks & Shares ISA and the Chip Personal Pension. Deposits in the Smart Cash ISA are placed with a panel of UK-regulated banks and are FSCS protected subject to eligibility.
See all our product terms and conditions here. For more information about using Chip, please visit our Group Terms of Business.