What do I need to do?

It’s free to open an account and after a quick check, you’ll be on your way in a few minutes:

1
Sign up using you referral code

You will need to download the Chip app and sign up using the unique referral code your friend has provided.

2
Deposit at least £500

They’ll need to make a deposit of at least £500 into their Chip Instant Access Account.

3
Hold the balance 30 days.

Lastly, you'll need to hold at least £500 in their account for 30 days.

Why Chip?

Chip is built for you. Powered by our extensive Chip community of over 500,000 users, we’ve built one place for saving and investing that makes building your wealth effortless. Learn more about the Chip app.

All in one app

Competitive rates, monthly prizes and investment funds.

Award-winning AI

Build your savings automatically using our award-winning AI. Charges may apply.

FSCS protected

All our accounts are protected under the FSCS. Subject to eligibility.

What we offer

Meet our savings accounts.

We currently offer four savings accounts, all in one savings app.

Chip Easy Access Saver
New
eas-headline-rate AER
eas-headline-rate AER (variable tracker).
Deposit and withdraw instantly.
Three penalty-free withdrawals.
Our Easy Access Saver
Chip Cash ISA
Popular
cisa-headline-rate AER
Build your wealth tax-free
Deposit and withdraw instantly.
Earn interest monthly, tax free.
Our Cash ISA
Chip Instant Access
cia-headline-rate AER
cia-headline-rate AER (variable tracker).
Deposit and withdraw instantly.
Deposit up to £1,000,000.
Our Instant Access Account
Chip Prize Savings Account
£75k prizes
Win a share of £75k in prizes each month.
Access your money anytime.
Your money is FSCS protected.
Our Prize Savings Account

Opening a Chip account takes just a few minutes. No forms, no fuss.

Get StartedGet Started
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1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pass a quick check.

3. You're good to go!

Choose from our range of finance products.

Unlock your boost