Terms of Use
Chip Financial Limited - Terms of Use. Updated 02 April 2026.
Please read these terms carefully before using Chip service.
To download our full PDF click here.
(For our previous terms click here)
Our savings accountsView all
Smart Cash ISA
Our brand-new flexible cash ISA.
Prize Savings Account
Savings account with a monthly prize draw.
Instant Access
Highly competitive rates without withdrawal restrictions.
Easy Access
Easy access with instant deposits and withdrawals.
Cash ISA
Build your wealth with tax-free interest.
The Spring Draw is here.
One Chip member is going to win something truly life-changing, simply by building their wealth.
Learn more
Draw closes 31 May.
18+ UK tax residents only & app only. T&Cs, eligibility criteria and £1,000 minimum balance in eligible accounts apply. Earn draw entries from 1 April to 31 May 2026.
The Spring Draw is offered and managed by Chip Financial (Investments) Ltd on behalf of itself and Chip Financial Ltd.
The Spring Draw is offered and managed by Chip Financial (Investments) Ltd on behalf of itself and Chip Financial Ltd.
Other Funds 2
x
FTSE All-world
HSBC FTSE All-World Index Fund Accumulation C GBP
Semiconductor Fund
Invesco Physical Silver ETC USD
S&P 500 Tech
Vanguard S&P 500 UCITS ETF USD Acc
AI Fund
WisdomTree Artificial Intelligence UCITS ETF USD Acc
NASDAQ 100
iShares NASDAQ 100 UCITS ETF USD Acc
MSCI World
iShares Core MSCI World UCITS ETF USD Acc
China Fund
HSBC MSCI China UCITS ETF USD Acc
our Investing accountsView all
Stocks & Shares ISA
A popular and tax-efficient way to invest.
SIPP
Take control of your pension with flexible investing.
Invest in funds
Funds from the world’s largest asset managers.
All our investment funds
See the funds offered with Chip.
Our Investment FundsView all
.avif)
S&P 500
Vanguard S&P 500 UCITS ETF USD Acc
Physical gold
Invesco Physical Gold ETC USD
Space innovators
VanEck Space Innovators UCITS ETF A USD Acc
FTSE 100
Vanguard FTSE 100 Index Unit Trust GBP Acc
Other funds
When investing, your capital is at risk.
The Spring Draw is here.
One Chip member is going to win something truly life-changing, simply by building their wealth.
Learn more
Draw closes 31 May.
18+ UK tax residents only & app only. T&Cs, eligibility criteria and £1,000 minimum balance in eligible accounts apply. Earn draw entries from 1 April to 31 May 2026.
The Spring Draw is offered and managed by Chip Financial (Investments) Ltd on behalf of itself and Chip Financial Ltd.
The Spring Draw is offered and managed by Chip Financial (Investments) Ltd on behalf of itself and Chip Financial Ltd.
Other Funds
x
FTSE All-world
HSBC FTSE All-World Index Fund Accumulation C GBP
Semiconductor Fund
Invesco Physical Silver ETC USD
S&P 500 Tech
Vanguard S&P 500 UCITS ETF USD Acc
AI Fund
WisdomTree Artificial Intelligence UCITS ETF USD Acc
NASDAQ 100
iShares NASDAQ 100 UCITS ETF USD Acc
MSCI World
iShares Core MSCI World UCITS ETF USD Acc
China Fund
HSBC MSCI China UCITS ETF USD Acc
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Financial Tools
Calculators and planning tools
Investment Guides
Learn about investing
Financial Tools
Calculators and planning tools
Investment Guides
Learn about investing
Savings Guides
Maximise your savings
Savings Guides
Maximize your savings
Featured insights
The what's of investingThe biggest companies by market capThe 'What's' of investing
The biggest companies by market cap
Learn about investing
Chip Investing Guides
Build your knowledge with our library of resources. Search our guides to understand the fundamentals of investing.
Learn more
When investing,
your capital is at risk.
your capital is at risk.
Financial Tools
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investment guides
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savings guides
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The 'What's' of investing
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Fraud Protection
Keep your account secure
Change Bank Account
Update your linked account
How to connect your card
Link your card in minutes
How we use open banking
How we use your data securely
Support & reasonable adjustments
Support tailored to your needs
Further support
More ways to get support
Further support
More ways to get support
Ready-to-go answers
Need a hand?
We can help.
We can help.
Find quick answers to your questions and detailed guides on making the most of Chip in our Help Centre.
Visit Help Centre
further-support
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