We're giving you 0% platform fees for a year
Start investing with Chip and you’ll enjoy no platform fees for 12+ months.
Terms apply, learn more below.
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You asked. We delivered.
You told us fees hold you back…
We often hear “I’m not sure about fees” when we ask customers “what’s stopping you from investing?”.
That’s why we decided to change that and give you a year’s free trial of our investment platform.
No nasty surprises.
Low fees forever
After 31 January 2027 you’ll only be charged 0.25%. Some of the lowest in the market.
We also offer a fixed monthly subscription of £5.99 to keep your platform fee at 0% if you prefer.
Compare our fees
You could save up to £1,484 by investing with Chip
If you deposited £10,000, it grew by 8% compounded growth a year, and you topped it up with £200 each month, here’s how much you could save with Chip vs different providers after 10 years.
£57,303
£768
£56,485
£1,370
£56,307
£1,486
£55,283
£2,252
£56,485
£1,370
Data accurate as of 15.07.2025
The 8% gross return is a projected figure for illustration purposes only, it shouldn't be seen as an average and isn't guaranteed. The net return will be reduced by the amount of fees you pay. The higher the fees, the lower the return you actually receive. Forecasts are not a reliable indicator of future performance.
When investing, your capital is at risk. The value of your investments can go down as well as up and you may get back less than your original investment. Chip does not provide financial advice.
Beating the competition
We’re all about low investing fees, but don’t just take our word for it.
If you deposited £10,000, it grew by 8% compounded growth a year, and you topped it up with £200 each month, here’s how much you could save with Chip vs different providers after 10 years.
Data accurate as of 15.07.2025
The 8% gross return is a projected figure for illustration purposes only, it shouldn't be seen as an average and isn't guaranteed. The net return will be reduced by the amount of fees you pay. The higher the fees, the lower the return you actually receive. Forecasts are not a reliable indicator of future performance.
When investing, your capital is at risk. The value of your investments can go down as well as up and you may get back less than your original investment. Chip does not provide financial advice.
While we’re here…
What’s a platform fee, anyway?
Let's talk about fees. Platform fees are industry standard charges you pay to use an investment platform. They’re typically charged as a percentage of your balance, but can also be a flat fee.
With Chip you get a year without them to give investing a try.
See some examples below, or learn more.
Ready to start your investing journey?
Why Invest with Chip
Simple, jargon-free investing
Choose from over 40 popular funds by global managers like BlackRock and Vanguard — no need to pick individual stocks or endlessly scroll through thousands of options.
Smart, automatic tools
With our smart auto investing tools you can invest a small amount every four days based on your spending habits, or set-up automatic recurring deposits set up for whatever time works for you.
Manage it all in app
Everything you need is right at your fingertips. You can buy and sell investments, track your performance on interactive graphs without a spreadsheets in sight.
Trusted and regulated
Join the 400,000+ people already saving, investing and building wealth with Chip. Your investments are FCA-regulated and responsibly managed by world-leading asset managers.
Download the Chip app
Get started by downloading the Chip app from the App Store or Google Play.
Got a question?
We’re here to help. Whether you’re stuck on something or just want to understand how it all works, our team’s on hand with quick, friendly support.
Plus, if you join before 8 January 2026, you’ll pay 0% platform fees all the way through to 2027.
If you need a kick-start, our investing guides have got you covered.
We offer 3 ready-made funds for whatever your risk appetite, or you have the option to create your own portfolio from our range of curated funds.
Remember: inflation is a risk too - over time, it erodes savings that aren’t invested.
With Chip, you’ll pay nothing until 31 January 2027.
