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Savings

GET STARTED

Saving with Chip

Competitive rates, monthly prizes & award-winning AI.

How auto-saves work

Learn more about our award-winning AI.

Interest rates explained

The basics of interest rates.

Cash ISA transfers

How to transfer your ISA to Chip

OUR SAVINGS ACCOUNTS

Easy Access Account

Easy access with instant deposits and withdrawals.

Cash ISA

Build your wealth with tax-free interest.

Instant Access Account

Highly competitive rates without withdrawal restrictions.

Prize Savings Account

Our savings account with a monthly prize draw.

See all savings accounts
Chip Cash ISA
12 month promotion
4.07% AER

New customers could earn 4.07% AER (variable tracker).

Then the standard rate of 3.04% AER (variable tracker).

Earn interest monthly, tax free.
Learn more
Chip Cash ISA
Popular
3.04% AER

Earn 3.04% AER (variable tracker).

Earn interest monthly, tax free.

No withdrawal limits.
Learn more
Investing

GET STARTED

Investing with Chip

Funds from the world’s largest asset managers.

Stocks & Shares ISA

A popular and tax-efficient way to invest.

Invest in Funds

See the funds offered with Chip.

Chip's Investment Funds

Search, filter and sort to find our funds.

OUR INVESTMENT FUNDS

S&P 500

Invest in giants from across the USA.

MSCI World

Invest in global giants developed markets.

NASDAQ 100

Invest in top US tech companies

AI Fund

Invest in leading innovators shaping AI's future.

Physical Gold

Invest in real gold for timeless portfolio diversity.

FTSE Emerging Markets

Invest in emerging markets.

S&P 500 Tech

Invest in tech giants from across the USA.

FTSE All-World

Invest in thousands of companies globally.

China Fund

Invest in leading Chinese market growth

Physical Silver

Invest in real silver for timeless portfolio diversity.

Learn

TOOLS

Investing Guides

Everything you need to know to start investing.

Interest Rates Calculator

See how much you could earn in interest.

Savings Goals Calculator

See how long it will take to reach your goals.

Stocks & Shares ISA Calculator

See how much you could earn.

Return on Investment Calculator

Calculate your return on investment.

Investing Guides

Investing Basics

Learn how investing works from scratch

Investment Types & Asset Classes

Explore stocks, bonds, funds, and more

Investment Fees & Costs

Understand what investing may cost

Portfolio Management

Build and manage your investments

Types of Investment Accounts

Compare account types and their advantages

What are Stocks?

Learn how company shares work

What’s an ETF?

Understand exchange-traded funds simply

What are Bonds?

How bonds earn you fixed returns

Investing in Gold & Commodities

Guide to gold and commodity investing

Investing in Cryptocurrencies

Basics of crypto investing explained

Support

get started with chip

How saving with Chip works

Everything about saving with Chip.

How we protect your money

How you're protected with FSCS.

How auto-saves works

What is it and how to use it.

How we can fight fraud

What you can do to protect yourself.

GUIDES

Investing support

The basics of investing with Chip.

Changing your linked bank account

How to update your bank details.

How to connect your card

Everything about card connecting.

Support & reasonable adjustments

Inform us of a vulnerability or life event.

Get in contact
Reach out to a member of our support team who are on hand between 8am and 8pm weekdays, as well as 9am and 6pm weekends.
Contact us
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Chip Financial LTD

Registered office:
Sixth Floor
Fora Montacute Yards
1‍86 Shoreditch High Street
London
E1 6HU
‍
Note that Chip is not a bank, meaning that we do not have physical branches, issue debit bank cards nor are you able to access your Chip money via ATMs. Chip does not provide financial advice and our services are only available via the Chip app.
‍
hello@getchip.uk
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© Chip Financial Ltd - Registered Company in England and Wales #10113174
© Chip Financial (Investments) Ltd - Registered Company in England and Wales #15161994
Privacy NoticeTerms of UseCookies Policy
Chip is a trading name of Chip Financial Ltd and is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulation 2017 for the provision of payment services (Firm Reference Number: 911255). Your savings deposits held in the Chip Savings Accounts (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility.
Chip Financial (Investments) Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 1005114). When investing, your capital is at risk. Your investments are held with Seccl Custody Limited.
Eligible deposits and investments are protected up to £85,000 per person, per bank by the Financial Services Compensation Scheme (FSCS). Read how we protect your money or visit the FSCS website.

See all our product terms and conditions here. For more information about using Chip, please visit our terms of use page.