Offer at a glance

This promotion begins on 18 March 2025 at 10:00 AM.
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‍1. Sign up to Chip;
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‍2. Enter the rate boost promo code 3MONTHISA within 14 calendar days of downloading the app;
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3. Open a Chip Cash ISA and deposit at least £1 within 14 calendar days of entering the promo code;

4. You will get a boosted rate of 0.71% AER on top of your standard Chip Cash ISA Rate for 90 Calendar Days.

Find out more here what tracker rates are and how they work at Chip: www.getchip.uk/the-blog/tracker-rates-and-the-bank-of-england-base-rate-explained

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Eligibility Criteria (who you need to be)

- You must be a new Chip customer. A new customer is defined as someone who has never previously held a Chip account.

- You have 14 calendar days from the date you download the Chip app to enter the promo code.

- You must deposit a minimum of £1 in your Chip Cash ISA account within 14 calendar days of entering the promo code.

- You must be on at least version 4.56.0 of the Chip app.

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How to Qualify

1. Download Chip and setup your new account.

2. Head to the Profile > Promos & Referrals > Enter a code section of the app.

3. Enter the Cash ISA rate boost promo code 3MONTHISA.

4. You have 14 calendar days to enter the code after downloading the app.

5. Open a Chip Cash ISA and deposit at least £1 within 14 calendar days of entering the promo code.

6. The boosted rate is automatically applied to your Chip Cash ISA for a duration of 90 Calendar Days once you meet the eligibility criteria.

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How and when you'll be rewarded

- The 0.71% AER boost will be applied on top of your existing standard Chip Cash ISA rate for 90 Calendar Days when you have met all the above eligibility requirements.

- The boosted rate will be calculated on the balance you hold in the Chip Cash ISA account each day at 12:00 PM.

- The interest earned from your boosted rate is paid monthly as part of your regular monthly interest payment (4th business day).

- When your boosted rate expires it will return to the existing standard Chip Cash ISA rate.

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General

With all Chip promotion campaigns, you must be over 18 years old and be a resident of the United Kingdom, in order to participate.

In the event that the underlying Chip Cash ISA AER interest rate changes, your total rate will also change accordingly.

This promotion cannot be used in conjunction with any other promotional or referral offers. For referral promotions referring multiple users will not increase the AER but will increase the length the boosted rate is applied to your account for. If you have previously received a boosted rate from being referred or a promotion, you will receive the new boosted rate following the completion of your previous boosted rate.

Any Chip promotion is also subject to the eligibility requirements of a Chip account, which can be found in Section 4 of our Terms of Use.

If Chip has grounds to suspect any entrant or third party of gaming, deception or fraudulent or unreasonable conduct of any kind (including, without limitation, manipulating promo codes) or if Chip believes the promotion is being abused in any way, Chip reserves the right (in its sole discretion) to disqualify any promo code or person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to apply any promotion.

When we refer to timeframes in the context of promotions or eligibility requirements, “3 months” will always correspond to a period of 90 calendar days. Additionally, “6 months” refers to 180 calendar days, “9 months” refers to 270 calendar days, and “12 months” refers to 365 calendar days. This clarification ensures consistency and accuracy when interpreting the duration of any promotion or boosted rate applied to your account.

‍Chip reserves the right to modify or terminate the Boosted Rate Promotion at any time. For any user whom the boosted rate promotion has been applied, Chip will provide 14 calendar  days notice to modify or terminate the promotion.

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