Offer at a glance

• This offer runs from 02 February 2026.
• Enter the rate boost promo code TOPUP25K; 
• Open a Chip Easy Access Saver and deposit at least £25,000 within 14 calendar days of entering the promo code; 
• You will get a boosted rate of 0.31% AER on top of your standard Chip Easy Access Saver for 365 calendar days. 

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Find out more what tracker rates are and how they work at Chip here: www.getchip.uk/the-blog/tracker-rates-and-the-bank-of-england-base-rate-explained 

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Eligibility criteria (who you need to be)

• You must be an existing Chip member.
• You must deposit a minimum of £25,000 in your Chip Easy Access Saver within 14 calendar days of entering the promo code.
• You must be on at least version 4.56.0 of the Chip app.

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How to qualify (what you need to do)

• Head to the Profile > Promos & Referrals > Enter a code section of the app.
• Enter the Chip Easy Access Saver rate boost promo code TOPUP25K 
• Deposit a minimum of £25,000 in your Chip Easy Access Saver within 14 calendar days of entering the promo code.
• The boosted rate is automatically applied to your Chip Easy Access Saver account for a duration of 365 calendar days once you meet the eligibility criteria.

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How and when you’ll be rewarded

• ‍The 0.31% AER boost would be applied on top of your existing standard Chip Easy Access Saver AER interest rate for 365 calendar days when you have met all the above eligibility requirements. 
• In the event that the underlying standard Chip Easy Access Saver account AER interest rate changes, your total rate will also change accordingly.
• ‍The boosted rate will be applied on the balance you hold in the Chip Easy Access Saver each day at 00:00.
• The interest earned from your boosted rate is paid monthly as part of your regular monthly interest payment (4th business day).
• ‍When your boosted rate expires it will return to the existing underlying standard Chip Easy Access Saver. 

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General

This offer is ongoing. Chip will provide at least 14 days’ notice before the promotion ends or if the terms of the promotion change.

With all Chip promotion campaigns, you must be over 18 years old and be a tax resident of the United Kingdom, in order to participate.

This promotion cannot be used in conjunction with any other Boosted Rate Promotion on the Chip Easy Access Saver.

Any Chip promotion is also subject to the eligibility requirements of a Chip account, which can be found in Section 4 of our Terms of Use.

If Chip has grounds to suspect any entrant or third party of gaming, deception or fraudulent or unreasonable conduct of any kind (including, without limitation, manipulating promo codes) or if Chip believes the promotion is being abused in any way, Chip reserves the right (in its sole discretion) to disqualify any promo code or person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to apply any promotion.

‍‍Chip reserves the right to modify or terminate the Boosted Rate Promotion at any time. For any user whom the boosted rate promotion has been applied, Chip will provide 14 days notice to modify or terminate the promotion.