What is the promotion offer?

• The promotion offers £30 as a gift card or cash to eligible customers who deposit a minimum of £100 into a Chip investment account for the first time.
  ‍

How do I qualify for the £30 reward?

• To qualify, deposit at least £100 into a Chip General Investment Account (GIA), a Stocks & Shares ISA, or a combination of the two, between 12 May and 23:59 22 May 2025. 
• Please note that ISA transfers will not be counted towards the minimum £100 balance required to be eligible for this promotion. Deposits into uninvested cash will not be counted towards the minimum balance required to be eligible for this promotion. 
• Please note as long as the minimum deposit is initiated by 23:59 22 May 2025 deadline, it will qualify for the promotion. Note that investment deposits may take a few days to appear in your account.
  ‍

When does this promotion start and end?

• The promotion starts on 12 May 2025 and ends at 23:59 on 22 May 2025.
  ‍

Where will the £30 reward be sent?

• The reward will be sent to the email linked to your Chip account by the end 30 June 2025. You can check your linked email address in the ‘Personal Details’ section on the Profile tab in your app.  
  ‍

Who is eligible for this promotion?

• You need to either have:
  
  • never opened an investment account (either a GIA or a Stocks & Shares ISA) with Chip, OR;
  • a total balance of £0 in your investment account(s) (i.e. your GIA and/or Stocks & Shares ISA) as of 12 May 2025.
    ‍

Do I need to be an existing Chip customer to participate?

• You need to be an active Chip customer to qualify for the bonus.
  ‍

How do I get started if I don’t have a Chip investment account?

• Open a Chip investment account (either a GIA, a Stocks & Shares ISA, or both), and deposit at least £100, between 12 May and 23:59 22 May 2025.
  ‍

I already have a Chip investment account. Can I still qualify?

• Yes, but only if your investment account balance was £0 as of 12 May 2025. You can qualify by depositing £100 or more between 12 May and 23:59 22 May 2025.
  ‍

Can I split the minimum £100 deposit across my General Investment Account (GIA) and Stocks & Shares ISA?

• Yes, you can deposit £100 in any fund or spread it across both GIA and Stocks & Shares ISA.
  ‍

What happens if my deposit takes a few days to process?

• As long as the deposit is made by the 23:59 22 May 2025 deadline, it should qualify. Note that investment deposits may take a few days to appear in your account.
  ‍

How many £30 rewards can I earn through this promotion?

• You can earn a maximum of one £30 reward per customer.
  ‍

How long will it take for the reward to be sent to my email?

• The reward will be sent on 30 June 2025. 
  ‍

How will I know if I have received the bonus?

• You can check your email after 30 June 2025 to confirm receipt of the £30 reward. 
  ‍

Can I use an ISA transfer to meet the minimum deposit requirement? 

• No, funds transferred from an ISA outside of Chip will not count towards the £100 minimum balance required for this promotion. Only new money deposited directly into the investment account qualifies. 
  ‍

Can I use this in conjunction with other promotions? 

• Yes, you will be eligible for this promotion even if you are on a new customer promotion. 
  ‍

How do I redeem my reward?

• On 30 June 2025, you will receive an email with instructions on how to select your reward—either a cash reward or a gift card. 
• You must redeem your reward within 90 days of receiving the email, or the link will expire. The reward’s expiration date will depend on the retailer and will be specified on the card.
  ‍

Where can I use my reward?

• The email you will receive on 30 June 2025 will allow you to choose between a cash option via PayPal or a gift card to Amazon, John Lewis, and Laithwaites. You will need to follow the instructions on the email.  

‍

When investing, your capital is at risk. The value of your investments can go down as well as up and you may get back less than your original investment. Chip does not provide financial advice.

Seccl Custody Limited is the ISA Manager for the Chip Stocks and Shares ISA. A monthly or annual ChipX membership is required for certain funds selected within a Stocks and Shares ISA. Fund management charges apply ISA limits apply. Invest £30k per tax year.

Chip does not provide tax or financial advice. Tax treatment depends on individual circumstances and may be subject to change in the future. 

GIA proceeds are potentially taxable, subject to any annual exemption that may apply.

‍