What is the promotion offer?

The promotion offers a £20 gift card to eligible customers who deposit a minimum of £100 into a Chip investment account for the first time and use the promo code REWARD20.
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How do I qualify for the £20 gift card?

To qualify, deposit at least £100 into a Chip General Investment Account (GIA), a Stocks & Shares ISA, or a combination of the two, enter the promo code REWARD20, and meet the eligibility criteria.
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When does this promotion start and end?

The promotion starts on 18 March 2025 and ends at 23:59 on 28 March 2025.
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Where will the £20 gift card be sent?

The gift card will be sent to the email linked to your Chip account on 15 May 2025. You can check your linked email address in the ‘Personal Details’ section on the Profile tab in your app.
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Who is eligible for this promotion?

You need to either have:

• never opened an investment account (either a GIA or a Stocks & Shares ISA) with Chip, OR;

• a total balance of £0 in your investment account(s) (i.e. your GIA and/or Stocks & Shares ISA) as of 18 March 2025.

As well as:

• be an active Chip customer with Chip;

• and made your first deposit of at least £0.01 in any Chip savings account in the 90 days prior to 18 March 2025.
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Do I need to be an existing Chip customer to participate?

You need to be an active Chip customer to qualify for the bonus.
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How do I get started if I don’t have a Chip investment account?

Open a Chip investment account (either a GIA, a Stocks & Shares ISA, or both), deposit at least £100, and enter the promo code REWARD20 in your Profile tab (look for ‘Promos & Referrals’) between 18 March and 23:59 28 March 2025.
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I already have a Chip investment account. Can I still qualify?

Yes, but only if your investment account balance was £0 as of 18 March 2025. You can qualify by depositing £100 or more and entering the promo code REWARD20.
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Can I split the minimum £100 deposit across my General Investment Account (GIA) and Stocks & Shares ISA?

Yes, you can deposit £100 in any fund or spread it across both GIA and Stocks & Shares ISA.
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What happens if my deposit takes a few days to process?

As long as the deposit is made by the 23:59 28 March 2025 deadline, it should qualify. Note that investment deposits may take a few days to appear in your account.
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How many £20 gift cards can I earn through this promotion?

You can earn a maximum of one £20 gift card per customer.
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How long will it take for the gift card to be sent to my email?

The gift card will be sent on 15 May 2025.
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What happens if I forget to enter the promo code REWARD20?

The promo code REWARD20 is essential to qualify for the bonus. If you forget to enter it before 23:59 on 28 March 2025, you will not receive the £20 gift card.
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Is there a minimum balance required in my Chip savings account?

Yes, you need to have made your first deposit of at least £0.01 in any Chip savings account in the 90 days prior to 18 March 2025.
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Can I enter the promo code after making the deposit?

The promo code REWARD20 must be entered during the promotion period and before the deadline of 23:59 28 March 2025, but you can enter the code after you deposit.
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How will I know if I have received the bonus?

You can check your email after 15 May 2025 to confirm receipt of the £20 gift card.

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Can I use an ISA transfer to meet the minimum deposit requirement?

No, funds transferred from an ISA outside of Chip will not count towards the £100 minimum balance required for this promotion. Only new money deposited directly into the investment account qualifies.
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Can I use this in conjunction with other promotions?

Yes, you will be eligible for this promotion even if you are on a New User promotion.

How do I redeem the gift card?

You will receive an email on 15 May 2025 which will include the instructions for redeeming your gift card. You must redeem your gift card within 90 days of this email being sent, otherwise the link will expire. The expiration date of the gift voucher itself will depend on the retailer and the details will be on the gift card.
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Where can I use my gift card?

The email you will receive on 15 May 2025 will allow you to choose between Amazon, John Lewis, Laithwaites, and Bloom & Wild. You will need to follow the instructions on the email.

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When investing, your capital is at risk. The value of your investments can go down as well as up and you may get back less than your original investment. Chip does not provide financial advice.

Seccl Custody Limited is the ISA Manager for the Chip Stocks and Shares ISA. A monthly or annual ChipX membership is required for certain funds selected within a Stocks and Shares ISA. Fund management charges apply ISA limits apply.Invest £20k per tax year.

Chip does not provide tax or financial advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

GIA proceeds are potentially taxable, subject to any annual exemption that may apply

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