Investing Promo Terms & Conditions
Chip Investing Promotion - March 2025
We’re giving our members the chance to get £20 when they start investing. Here’s how the promotion works.
Find the full FAQ's here.
NOTE: ISA transfers will not be counted towards the minimum £100 balance required to be eligible for this promotion. Deposits into uninvested cash will not be counted towards the minimum balance required to be eligible for this promotion.
Offer at a glance
- Start investing with Chip and get rewarded;
- Deposit £100 for the first time into any fund in a General Investment Account (GIA) or Stocks & Shares ISA, or a combination of the two;
- Enter the promo code: CHIPINVEST
- Between 18 March and 23:59 28 March 2025, and;
- We will give you a £20 gift card sent to the email connected to your Chip account on 15 May 2025.
Eligibility criteria
You need to either:
- never opened an investment account (either a GIA or a Stocks & Shares ISA) with Chip, OR;
- a total balance of £0 in your investment account(s) (i.e. your GIA and/or Stocks & Shares ISA) as of 18 March 2025.
As well as:
- be an active Chip customer with Chip;
- and have at least £0.01 in your Chip Prize Savings Account.
How to qualify
If you don’t already have an open Chip investment account;
- Open a Chip investment account (either a GIA or a Stocks & Shares ISA), and;
- Deposit at least £100 into your Chip investment account(s) into any fund (this can be spread across both your GIA and Stocks & Shares ISA if you choose);
- Go into the Chip app, click on ‘Profile’ and then on ‘Promos and Referrals’;
- Enter the promo code: CHIPINVEST
- Between 18 March and 23:59 28 March 2025.
If you do already have an open Chip investment account (with a balance of £0 as of 18 March 2025);
- Deposit at least £100 into your Chip investment account(s) into any fund (this can be spread across both your GIA and Stocks & Shares ISA if you choose);
- Go into the Chip app, click on ‘Profile’ and then on ‘Promos and Referrals’;
- Enter the promo code: CHIPINVEST
- Between 18 March and 23:59 28 March 2025.
How and when you’ll be rewarded
- If you meet the eligibility criteria and perform the qualifying actions outlined above;
- We will send you a £20 gift card voucher to the email connected to your Chip account on 15 May 2025.
- Once the email to claim your gift card has been sent on 15 May 2025, you have 90 days until this link expires. You will have to claim your gift card within this 90 day timeframe.
- There is a maximum of one £20 gift card per person.
- Please note as long as the minimum deposit is made by 23:59 28 March 2025 deadline, it will qualify for the promotion. Note that investment deposits may take a few days to appear in your account.
- If Chip has grounds to suspect any user, or associated third party of abusing the promotion in any capacity, Chip reserves the right (in its sole discretion) to disqualify any person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to pay any bonus.
- Any Chip promotion is also subject to the eligibility requirements of a Chip account, which can be found in Section 4 of our Terms of Use and our Privacy Notice.
- Chip reserves the right to modify or terminate the Gift Card Promotion at any time.
- Please note that ISA transfers will not be counted towards the minimum £100 balance required to be eligible for this promotion.
- Your email address will be shared with Buyapowa, the gift card provider, so they can distribute your gift card to you. Buyapowa will not use your email address for marketing purposes.
Who are Chip?
Savings
Chip is a trading name of Chip Financial Ltd and is authorised by the Financial Conduct Authority under the Payment Services Regulation 2017 for the provision of payment services. Firm Reference Number 911255.
Investments
Chip Financial (Investments) Ltd is authorised and regulated by the Financial Conduct Authority, under firm reference number 1005114.