Chip Instant Access Giftcard Terms & Conditions
Effective between 16 June and 23:59 18 June 2025
Please note that this offer cannot be combined with any other promotional offers or boosted rates.
Offer at a glance
- Deposit into a Chip Instant Access account and get rewarded;
- Enter the promo code CHIPREWARD
- Deposit £100 for the first time into a Chip Instant Access account;
- Between 16 June and 23:59 18 June 2025, and;
- Hold the balance for a minimum of 30 days, and;
- We will give you £10 as a gift card, sent to the email connected to your Chip account on 22 July 2025.
Eligibility criteria (who you need to be)
- You need to have:
- Created a Chip account, AND;
- never deposited into a Chip savings product, meaning your total balance is, and always has been, £0, AND;
- Have no active promotional boosts on any Chip products.
How to qualify (what you need to do)
- If you don’t already have an open Chip savings account;
- Open a Chip Instant Access Account and;
- Head to the Profile > Promos & Referrals > Enter a code section of the app.
- Enter the Chip Instant Access promo code CHIPREWARD
- Deposit at least £100 into your Chip savings account;
- Between 16 June and 23:59 18 June 2025, and;
- Hold the balance for a minimum of 30 days.
- If you do already have an open Chip savings account (with a balance of £0 as of 16 June 2025);
- Head to the Profile > Promos & Referrals > Enter a code section of the app.
- Enter the Chip Instant Access promo code CHIPREWARD
- Deposit at least £100 into your Chip savings account;
- Between 16 June and 23:59 18 June 2025, and;
- Hold the balance for a minimum of 30 days.
How and when you’ll be rewarded
- If you meet the eligibility criteria and perform the qualifying actions outlined above;
- We will send you an email to select your reward between £10 as a gift card, to the email address connected to your Chip account on 22 July 2025. You can check your connected email on the Profile tab in the Chip app.
- Please note, as long as the minimum deposit is made by the 23:59 18 June 2025 deadline, it will qualify for the promotion.
- Once the email to claim your reward has been sent on 22 July 2025, you have 90 days until this link expires. You will have to claim your reward within this 90-day timeframe.
- There is a maximum of one £10 reward per person.
- This offer cannot be combined with any other promotional offers or boosted rates. Eligibility for this £10 offer is subject to you not receiving any other promotional boosts on any Chip account, and we reserve the right to exclude customers who do.
- If Chip has grounds to suspect any user, or associated third party of abusing the promotion in any capacity, Chip reserves the right (in its sole discretion) to disqualify any person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to pay any bonus.
- Any Chip promotion is also subject to the eligibility requirements of a Chip account, which can be found in Section 4 of our Terms of Use and our Privacy Notice.
- Chip reserves the right to modify or terminate the Gift Card Promotion at any time.
- Please note that ISA transfers will not be counted towards the minimum £100 balance required to be eligible for this promotion.
- Your email address will be shared with Buyapowa, the reward provider, so they can distribute your reward to you. Buyapowa will not use your email address for marketing purposes.
Who are Chip?
Savings
Chip is a trading name of Chip Financial Ltd and is authorised by the Financial Conduct Authority under the Payment Services Regulation 2017 for the provision of payment services. Firm Reference Number 911255.
Investments
Chip Financial (Investments) Ltd is authorised and regulated by the Financial Conduct Authority, under firm reference number 1005114.