Offer at a glance

• If you deposit a minimum £1 into your Chip Instant Access Account and enter the promo code GIFT10 before 23:59 19 August, and hold the minimum balance for 30 calendar days, you will receive a £10 gift card, sent to the email connected to your Chip account on 19 September 2025.

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Eligibility criteria (who you need to be)

• You need to :
  
  • be an active Chip customer;
  • AND have received the promotional communications for this promotion. 

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How to qualify (what you need to do)

• Head to the Profile > Promos & Referrals > Enter a code section of the app and enter the promo code GIFT10;
• Deposit a minimum £1 into your Chip Instant Access Account before 23:59 19 August; 
• Hold the minimum £1 in your Chip Instant Access Account for a minimum of 30 calendar days;
• We will send you an email to select your £10 gift card, to either M&S or Uber, to the email address connected to your Chip account on 19 September 2025.

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How and when you’ll be rewarded

• If you meet the eligibility criteria outlined above you will receive your £10 gift card on 19 September 2025.  

• There is only one £10 gift card available per user. 

• Once the email to claim your reward has been sent on 19 September 2025, you have 90 days until this link expires. You will have to claim your reward within this 90-day timeframe. 

• Your email address will be shared with Buyapowa, the reward provider, so they can distribute your reward to you. Buyapowa will not use your email address for marketing purposes. See Buyapowa’s Privacy Policy here. 

• The funds awarded in this promotion cannot be claimed by anyone other than the account holder. For example, this cannot be claimed as part of a deceased estate unless actions have been previously taken to transfer ownership. 

• If Chip has grounds to suspect any user, or associated third party of abusing the promotion in any capacity, Chip reserves the right (in its sole discretion) to disqualify any person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to pay any bonus.

• Any Chip promotion is also subject to the eligibility requirements of a Chip account, which can be found in Section 4 of our Terms of Use. Also see our Privacy Notice for information on how we use your data. 

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Who are Chip? 

Chip is a trading name of Chip Financial Ltd and is authorised by the Financial Conduct Authority under the Payment Services Regulation 2017 for the provision of payment services. Firm Reference Number 911255.