Refer a friend Terms & Conditions
Chip Instant Access New Customer Cashback Promotion - February 2025
Refer a friend to Chip with the promotion code LOVECHIP and they could be eligible for a free £30 into their Chip Instant Access Account.
NOTE: This promotion can not be used in conjunction with any other promotional or referral offers. This offer will be available for the first 1,000 people who enter the code.
Offer at a glance
1. Start saving with Chip and get rewarded;
2. Deposit a minimum of £200 into a Chip Instant Access account;
3. Enter the promo code: LOVECHIP;
4. Maintain the minimum of at least £200 for at least 30 consecutive days;
5. You will receive £30 into your Chip Instant Access account after the 30 day holding period.
Eligibility criteria (who you need to be)
- You must be a new Chip customer. A new customer is defined as someone who has never previously held a Chip account.
- You have 14 calendar days from the date you download the Chip app to enter the promo code.
- You must deposit a minimum of £200 in your Chip Instant Access account within 14 calendar days of entering the promo code, and maintain this minimum balance for at least 30 consecutive days.
- You must be on at least version 4.56.0 of the Chip app.
How to qualify (what you need to do)
- Download the Chip app and set up your new account.
- Head to the Profile > Promos & Referrals > Enter a code section of the app.
- Enter the Chip Instant Access account promo code LOVECHIP
- You have 14 calendar days to enter the code after downloading the app.
- Open a Chip Instant Access account and deposit at least £200 within 14 calendar days of entering the promo code, and maintain the minimum of at least £200 for at least 30 consecutive days.
How and when you’ll be rewarded
- If you meet the eligibility criteria and perform the qualifying actions outlined above;
- You will receive £30 into your Chip Instant Access account;
-If Chip has grounds to suspect any user, or associated third party of abusing the promotion in any capacity, Chip reserves the right (in its sole discretion) to disqualify any person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to pay any bonus.
General
This offer is available exclusively to the first 1,000 customers and is subject to availability.
With all Chip promotion campaigns, you must be over 18 years old and be a resident of the United Kingdom, in order to participate.
In the event that the underlying Chip Instant Access Account AER interest rate changes, your total rate will also change accordingly.
If your Chip Instant Access account balance drops below the minimum required amount of £200 at any time during your holding period, the countdown for your holding period will reset once you restore your balance to at least £200.
This promotion cannot be used in conjunction with any other promotional or referral offers.
Any Chip promotion is also subject to the eligibility requirements of a Chip account, which can be found in Section 4 of our Terms of Use.
If Chip has grounds to suspect any entrant or third party of gaming, deception or fraudulent or unreasonable conduct of any kind (including, without limitation, manipulating promo codes) or if Chip believes the promotion is being abused in any way, Chip reserves the right (in its sole discretion) to disqualify any promo code or person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to apply any promotion.
When we refer to timeframes in the context of promotions or eligibility requirements, “6 months” will always correspond to a period of 180 calendar days. Additionally, “3 months” refers to 90 calendar days, “9 months” refers to 270 calendar days, and “12 months” refers to 365 calendar days. This clarification ensures consistency and accuracy when interpreting the duration of any promotion or boosted rate applied to your account.
Chip reserves the right to modify or terminate the Cashback Bonus Promotion at any time.
If a referral code is shared online on a website or on social media, Chip reserves the right (in its sole discretion) to disqualify any referral code or person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to apply any promotion.
Who are Chip?
Chip is a trading name of Chip Financial Ltd and is authorised by the Financial Conduct Authority under the Payment Services Regulation 2017 for the provision of payment services. Firm Reference Number 911255.