Offer at a glance

• If you deposit a minimum £1 into your Chip Instant Access Account and enter the promo code TREAT10 before 23:59 19 August, and hold the minimum balance for 30 calendar days, you will receive a £10 bonus into your Chip Instant Access Account. 

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Eligibility criteria (who you need to be)

• You need to :
  
  • be an active Chip customer;
  • AND have received the promotional communications for this promotion. 

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How to qualify (what you need to do)

• Head to the Profile > Promos & Referrals > Enter a code section of the app and enter the promo code TREAT10;
• Deposit a minimum £1 into your Chip Instant Access Account before 23:59 19 August; 
• Hold the minimum £1 in your Chip Instant Access Account for a minimum of 30 calendar days;
• You will receive a £10 bonus into your Chip Instant Access Account after the 30 calendar day holding period if you meet the eligibility criteria outlined above. 

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How and when you’ll be rewarded

• If you meet the eligibility criteria outlined above you will receive a £10 bonus automatically applied to your Chip Instant Access Account after your 30 calendar day holding period.  

• There is only one £10 bonus available per user. 

• The £10 will be paid as a bonus. Bonus payments become cash once you withdraw your entire Chip Instant Access account (“CIA”) balance into your linked bank account. Bonuses are not eligible for FSCS protection and do not accrue interest unless withdrawn.

• The funds awarded in this promotion cannot be claimed by anyone other than the account holder. For example, this cannot be claimed as part of a deceased estate unless actions have been previously taken to transfer ownership. 

• If Chip has grounds to suspect any user, or associated third party of abusing the promotion in any capacity, Chip reserves the right (in its sole discretion) to disqualify any person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to pay any bonus.

• Any Chip promotion is also subject to the eligibility requirements of a Chip account, which can be found in Section 4 of our Terms of Use. Also see our Privacy Notice for information on how we use your data. 

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Withdrawing your bonus 

• Whilst you will be able to see bonus funds in your balance, you won't be able to withdraw them unless you're withdrawing your entire balance. 
• When bonus funds make up part of your withdrawal, they will arrive as a separate transaction from the rest of your withdrawn funds. 
• Bonus funds can take up to 5 working days to reach you, as they are held in a separate place. However, these will usually arrive in your linked account within 48 hours.

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Who are Chip? 

Chip is a trading name of Chip Financial Ltd and is authorised by the Financial Conduct Authority under the Payment Services Regulation 2017 for the provision of payment services. Firm Reference Number 911255.