Chip Cash ISA
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4.70% AER

New customers could earn 4.70% AER (variable tracker).

Then the standard rate of 3.04% AER (variable tracker).

Earn interest monthly, tax free.
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Chip Cash ISA
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3.04% AER

Earn 3.04% AER (variable tracker).

Earn interest monthly, tax free.

No withdrawal limits.
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ChipX Membership
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£5.99 /mo
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Full range of investment funds.
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Your new portfolio

We’ve reimagined our portfolio screen (i.e our app homescreen). This new design will bring your savings and investments all together in one place, giving you a clearer, more personalised overview of your money.
Guide Summary
We've reimagined our portfolio screen.

This new design will bring your savings and investments all together in one place, giving you a clearer, more personalised overview of your money.

Why are we doing this?

Our goal has always been to make wealth-building feel simple and intuitive. 

We felt the current portfolio didn’t fully live up to that — or to our vision of what we’re becoming at Chip: the most personal digital wealth manager in the UK.

This update makes it easier to manage your finances, and more importantly, helps you make smarter decisions with greater confidence.

It’s also built with the future in mind. 

So when we eventually introduce products like a SIPP or LISA, they’ll fit seamlessly into this new experience.

Ultimately, we’re doing this for you — to help you take control of your money in a way that’s truly empowering, providing you with more clarity and confidence than ever before.

How did we get here?

Changing the app’s interface was no small decision - especially when it’s a redesign of this scale.

We knew from the start that it would need to strike the right balance between fresh and familiar, improving the experience without losing what people already love.

It took months of exploration, several design iterations, months of user testing, and considerable company-wide collaboration to get it right.

Reaching this final version wasn’t a quick win. We didn't settle until we were confident the new design would make navigating Chip smoother, faster, and more enjoyable for everyone and we're really happy with the final result.

Your chance to shape Chip

Striking the right balance between building something that supports our business goals, while ensuring it’s genuinely useful for you - our members - is critical

And so the user feedback and testing we conduct is incredibly important to our development.

If you’re reading this and thinking “, I would love to test out Chip’s new products”, we have great news for you.

Today is your chance to play a part in our future.

Simply leave your name, email and feedback via this link  - help shape our future to build your wealth.

Opening a Chip account takes just a few minutes. No forms, no fuss.

Get StartedGet Started
4.6 rating 26k reviews

1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pass a quick check.

3. You're good to go!

Choose from our range of finance products.

Opening a Chip account takes just a few minutes. No forms, no fuss.

Get StartedGet Started
4.6 rating 26k reviews

1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pass a quick check.

3. You're good to go!

Choose from our range of finance products.

Opening a Chip account takes just a few minutes. No forms, no fuss.

Get StartedGet Started
4.6 rating 26k reviews

1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pass a quick check.

3. You're good to go!

Choose from our range of finance products.