There’s something special about starting the year with progress. And this January, one Chip saver did just that – with a phone call that made her new year unforgettable. She’s our latest £10,000 Grand Prize winner.

‍

The timing also couldn’t have been better. After years of steadily saving, Beth had just reached a major milestone.

‍

“We completed on our first home literally last Monday, thanks to Chip’s help with saving for the deposit, and have already run into some unexpected issues with the boiler, electrics, etc. We’ve covered these, but it made us feel quite nervous about spending in case something else comes up.”

‍

Moving into a new home often comes with its fair share of surprises. Even with careful planning, those early weeks can feel full of unknowns (and unexpected costs). That’s where the £10,000 prize made a real difference.

‍

“What the Grand Prize has really done is take a huge amount of pressure off and made us feel more financially ‘safe’ during a very exciting but also very expensive time.”

‍

The prize didn’t change Beth’s plans – it gave her peace of mind, so she could handle those early surprises without second-guessing every expense.

‍

And that’s what the Prize Savings Account is all about. It’s a chance to make life a little easier for our members, and a reminder of why Chip was made in the first place.

‍

So if you’ve been thinking about entering, now’s the time. Entries are open for our £500k March draw, and one lucky member will be taking home the £250,000 Grand Prize.

‍

Entries close 31 March, 2026. T&Cs, eligibility criteria, and a minimum average balance of £10 apply. 

‍

Remember, any entries you earn in our February draw also count towards the March £500k one, so keeping money in your Prize Savings Account really makes a difference.

‍

Beth’s story started with an entry – yours could too. Enter here.

‍

The account and prize draw are offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility). Prizes are not eligible for FSCS protection. FSCS limits of £120,000 apply to eligible deposits per bank. This means deposits held in the Prize Savings Account and any other accounts provided by ClearBank would be eligible for a total of £120,000 of FSCS protection ONLY.